Know your money.
Plan it properly.
Asera Finance Planner brings your take-home pay, regular spending and debts into one clear view — with honest, illustrative projections rather than promises. No sign-in needed.
Budgeting calculations and illustrative projections — not personalised financial advice.
One clear picture of your money.
Three working tools, built around the figures you already know. Nothing is saved, and nothing is sold — the planner simply does the arithmetic and shows you where you stand.
Monthly budget
Add recurring income and expenses across weekly, fortnightly, four-weekly, monthly and annual frequencies. We work out a monthly average so you can see the full picture at a glance.
Debt tracker
Enter what you owe, the interest rate and your monthly payment. See your total balance and payments, and compare ways to clear them faster.
Repayment comparison
Compare your current payments against snowball and avalanche approaches using an extra amount you choose. See estimated debt-free dates and total interest, side by side.
Calculated in your browser, not saved by the app
Your financial inputs are calculated entirely in your browser for this session and are not saved by the app — they are not stored in a database, and not sent to any backend function or AI service. The hosting platform itself may log page views and collect performance telemetry (such as load times and errors); those logs contain no financial figures. Closing or refreshing the page clears everything. You can also download an optional CSV of your current results, generated locally — that file contains your financial information, so keep it somewhere safe. Demo mode uses fictional figures and stays separate from your own calculations.