Your figures are used only for this session and are not saved. Refreshing or closing this page will clear your plan.
Calculators
Standalone tools you can use without building a full plan. Figures stay in this session only.
Standalone loan calculator
A what-if calculation — it isn't added to your debts unless you choose “Add to my plan”.
Monthly payment
£308.31
Total interest
£1,099.30
Total repayment
£11,099.30
Term
36 months
Simplified monthly model: annual rate ÷ 12, interest before payment. This is a projection, not a lender's APR quote — fees and daily interest are excluded.
Target payoff calculator
Add a debt on the Debts page, then return here to work out the monthly payment needed to clear it by a chosen date.
Go to DebtsEmergency fund calculator
Add some expenses on the Budget page first — this calculator builds its target from your essential monthly spending.
Go to BudgetRepayment comparison
Compare snowball, avalanche and a custom order using an extra repayment you choose.
Add a debt first to compare strategies.
All calculators use the same simplified monthly model (annual rate ÷ 12, applied before payment). Results are illustrative and exclude fees, tax and inflation.